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Explanatory guide

How credit billing actually works

Subscriptions, included allowances and extra packs are three different numbers. Mixing them is how a $19 plan becomes a $40 month.

Educational content. Not a product ranking and not a checkout quote.

Cash due today is not the monthly equivalent

An annual plan that costs $144 today is $144 today. Calling it $12/month is a convenience, not a billing schedule. Aigirlfriend.games always shows both.

Packs are whole purchases

If a pack is 500 credits for $8, using 4 credits past the allowance costs $8, not a few cents. The engine rounds extra demand up to the next pack.

Pools do not mix unless the merchant says so

Image credits, voice minutes and video credits are separate unless a dated source says they share a pool. The fixture on this site uses one shared pool so the arithmetic can be tested.

Unknown is not zero

A missing pack price produces an incomplete estimate. Incomplete estimates cannot win a cheapest ranking and cannot be labelled a verified fit.

Open the cost planner